Pay off your highest-interest debts first to save the most money overall. Enter your debts below and see how much interest you'll save.
How much extra can you put toward debt each month, beyond minimums?
Enter every debt — credit cards, student loans, personal loans, medical bills. Include the balance, interest rate (APR), and minimum payment for each one.
Make minimum payments on everything, then pour every extra dollar into the debt with the highest interest rate. This stops the most expensive debt from growing.
As high-interest debts disappear, you redirect those payments to the next highest rate. You save the most money possible on interest — the mathematically optimal approach.